Case Studies

Real companies. Real numbers. Verified before signing.

Every case study below shares one thing: the buyer ran their own due diligence — most of them by an in-house CPA, attorney, or insurance broker — before signing. The savings figures are reported by the operators themselves; we don't fabricate numbers where the operator hasn't disclosed them publicly.

IRS Section 125 — Federal Law Since 1978
No New Insurance Required
No Changes to Current Benefits
ACA · ERISA · COBRA · HIPAA Compliant
Live in 30–60 Days
Medical Transportation · Southern California
$140K
saved per year
Black Tiger Transportation
66 W-2 employeesCEO is a CPA

I conducted a thorough review of all pertinent IRS codes and compliance documentation. The findings were compelling, prompting a swift decision to enroll my company.

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Nationwide Hospice Care · Multi-state
$140K
saved per year
Affinity Hospice
Multi-state organizationCBIZ independently vetted

CBIZ conducted rigorous vetting and issued a letter determining that the plan qualifies as a cafeteria plan meeting the requirements of IRC Section 125.

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Assisted Living · San Diego, CA
$120K
saved per year
Golden Living Point Loma
51 W-2 employeesOwner is a practicing attorney

Being a lawyer myself, I implemented a rigorous evaluation — review of tax codes, consultations with CPAs, and securing a robust legal opinion. We proceeded unanimously.

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Auto Service Franchise · San Diego, CA
50%+
Workers' Comp reduction
Maaco Franchise — Peter Capdevielle
Multi-location50%+ Workers' Comp reduction

This program is an absolute game-changer for any business owner in America. Since implementing it, I've referred 26 other Maaco owners and will continue to recommend it.

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Restaurant Group · Houston, TX
$250K
saved per year
Avant-garde Senior Living / Restaurant Group
132 W-2 employees69 restaurant locations

Our company achieved substantial annual savings exceeding a quarter million dollars in both FICA and workers' compensation. Employees enjoyed extra money in their pockets each mont

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Operations Company — Multi-Industry · United States
$500K
saved per year
Safety Net Inc.
$500K/yr savedCPA-approved

Describing ACA Solutions as a lifeline to our company hardly captures the magnitude of their impact. Their efforts enabled us to continue operations and secure our workforce.

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Auto Service Franchise · San Diego, CA
50%+
Workers' Comp reduction
Maaco San Diego — Ron Sells
Maaco networkSecond San Diego location
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Auto Service Franchise · CA / NV
On record
Operator on record
Maaco California & Nevada Franchise Network
Multi-state networkNetwork effect
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Restaurant Franchise · Houston, TX
On record
Operator on record
Garza Management Company (Sonic Drive-In Franchise)
Multi-unit Sonic franchiseHouston, TX

ACA's services have enabled our organization to save hundreds of thousands of dollars annually while providing valuable benefits to our employees.

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Assisted Living · United States
On record
Operator on record
Exceptional Living
Assisted living facilitySenior-care W-2 workforce
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Restaurant / Cafe · United States
On record
Operator on record
Sunbliss Cafe
Cafe operatorRestaurant W-2 workforce
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Hospitality / Entertainment Venue · United States
On record
Operator on record
Kenwood Theatre
Hospitality / entertainment venueW-2 staff workforce
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Verified: CBIZ Advisors LLC (Aug 2025) · HitesmanLaw P.A. (May 2025)
$500K legal protection per enrolled employer · IRS Section 125 · Federal law since 1978